ARF (Additional Registration Fee)

ARF is one of the major taxes on vehicle ownership in Singapore. It is tiered: 100% of OMV up to SGD 20k, 140% on the next tranche, 190% on the next, and up to 320% on luxury vehicles.

ARF combined with COE makes Singapore vehicle ownership among the most expensive globally. The cost structure reinforces the case for maintenance and preservation — a SGD 300k Mercedes-AMG GT has SGD 100k+ in ARF that the owner has every reason to protect.

This is the economic backdrop for the Infratint customer base: preservation of an expensive asset is rational, not extravagant.